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Join the Fintech Revolution

Help people fix their credit, fund their businesses and get out of debt, and get paid for it. Build with an Inc. 5000 fastest growing company, with training and support from day one.

Build it with Novae
Get the Free Fintech Guide Join My Team

Recognized nationwide

#2343 on the Inc. 5000 list of America's fastest-growing private companies, and rising.

Novae featured in Forbes

Forbes

Novae named to the Inc. 5000

Inc. 5000

Novae featured on Yahoo! Finance

Yahoo! Finance

Novae featured in Black Enterprise

Black Enterprise

Sara Berry
Every day in the business is exciting, you never know who or how you will be able to help someone. The training is amazing, and even if you start as a consultant you can grow your business over time to a co-brand.
Sara BerryCo-Brand Owner
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50 shocking stats that expose the fintech boom and how you can take advantage of it!

What you would offer

Services people already need, ready for you to offer

These are highlights, not the whole catalogue. Novae helps consumers and businesses in several ways, and the ecosystem behind these is yours to represent from the day you launch, with the marketing tools and the support to match.

Consumers and businessesOne platformYours from day one

Start a Business

Start a Business

Comprehensive and hassle-free business entity formation services for all types of businesses - pay only state fees.

Business Credit

Business Credit

ESTABLISH and BUILD business credit so you can qualify for business funding in your business’ name, separate from your personal credit!

Business Funding

Business Funding

StartUp, LOC, Equipment Financing, Cash Advance, Invoice Factoring, and more - funding options for businesses in all 50 states nationwide.

Personal Credit

Personal Credit

myNovaeDisputes’ Artificial Intelligence knows which accounts are hurting your credit and helps you create powerful disputes to remove them.

Personal Loans

Personal Loans

We’ve brought many of the best loan providers to one place to help you quickly and easily secure the funds you need.

Debt Relief

Debt Relief

If you have more than $10,000 in unsecured debt, you can be debt-free in 20-48 months. Reduce your monthly debt payment by up to 50%.

Real reviews

What customers say about the services you would offer

★★★★★

Vanessa Brooks has always offered great service in a professional manner whenever I was in need! I would recommend her to those who need her assistance at any time!

Dana Weston Yates1 month ago Review published on Google
★★★★★

I have worked with Brittany Dunbar over the past two months and this has been an amazing experience. She makes you feel comfortable, she has a very personable approach. She explains the process and follows through. My credit score has improved 22 points in the short time I have worked with her. I’m grateful that I crossed paths and look forward to continued work with Brittany.

Tashuna Hunt2 months ago Review published on Google
★★★★★

Brittany Dunbar is a Force!!! Knowledgeable, consistent, and honest about the process. Highly recommend the services!

Chiquita Cline2 months ago Review published on Google
★★★★★

Vanessa Brooks made sure I had the best plan rates and she explained and broke everything down to me

LaDonna Mosby2 months ago Review published on Google
★★★★★

Vanessa Brooks was absolutely amazing! She took the time to patiently walk me through my options and helped me understand a clear path to getting out of debt. She was very professional, kind, and knowledgeable. I truly appreciate her support and would highly recommend her to anyone needing financial guidance.

Edaya Allison2 months ago Review published on Google
★★★★★

I was helped by Brittany Dunbar she was amazing..!!!!

Scoota J2 months ago Review published on Google
★★★★★

Yes, I would like to thank Vanessa Brooks for the information on credit building. It brought my score up in a matter of a few months. Her information helped me a lot. She did not even charge me anybody that needs some help on a credit building or more information on what to do you need to contact Vanessa Brooks. She is very knowledgeable.

dannie stewart2 months ago Review published on Google
★★★★★

Listen, if you’re serious about fixing your credit, go to Vinnecia Totty (“CEO TOTTY”) and stop playing. She knows exactly what she’s doing.

I came in not knowing what to expect, and she broke everything down step-by-step, handled business, and got results. My credit has already improved, and I finally feel like I’m moving in the right direction financially.

She’s professional, efficient, and about results. If you’re tired of being stuck, this is who you need to work with.

Keyona Jackson2 months ago Review published on Google
★★★★★

I’m really glad I chose to work with Vinnecia Totty (“CEO TOTTY”). She didn’t just work on my credit. She actually helped me understand what was going on and how to move smarter financially.

She’s very detailed, patient, and makes sure you know exactly what steps are being taken. I’ve already started seeing improvements, and I feel way more confident about my credit than I did before.

If you’re looking for someone who knows what they’re doing and will guide you the right way, I definitely recommend Vinnecia Totty (“CEO TOTTY”).

Edward Bell2 months ago Review published on Google
★★★★★

Very professional easy to work with hands-on with clients great service Thank Brittany Dunbar

Demetri Dunbar2 months ago Review published on Google
★★★★★

Lola Washington helped me get started with building my business credit, and within a short time I was able to qualify for funding. She knows exactly what she’s doing and walks you through every step. 10/10 service.

Katelyn Oliphant2 months ago Review published on Google
★★★★★

I came to Lolita Washington needing help fixing my credit and she delivered! Through Novae’s credit solutions, I’ve seen results faster than I expected. She’s patient, informative, and really wants you to win.

Donya’ Massey2 months ago Review published on Google
★★★★★

Have spoken with Joyce Tyson and she is very personable and sincere in helping others. I would definitely recommend her.

Kristina Smith2 months ago Review published on Google
★★★★★

Very informative information.

Jalma Latham2 months ago Review published on Google
★★★★★

Great presentation. Very informative and helpful. Thanks Vanessa!

Jason Corbitt2 months ago Review published on Google
★★★★★

Great experience working with Vanessa Brooks. She is very dedicated, understanding and helpful to her craft. Looking forward to each talk with her.

Joshua Phillips2 months ago Review published on Google
★★★★★

I want to give a shout out to Brittany Dunbar. Thanks for being so patient with me! I’m so excited that I started my credit repair journey with you, and I’m also excited to see the final results!

Keyanna Coleman2 months ago Review published on Google
★★★★★

Vanessa Brooks has always made my experience painless.the experience was painless because it was not straight to business she ensured there was a rapport built. She is extremely knowledgeable and makes sure everything is understood

Arielle Phillips2 months ago Review published on Google

How it works

Three steps to get started

  1. Pick your plan

    Choose BASIC, PRO or the CoBrand Package below. Each one is a one-time start-up fee plus a monthly membership.

  2. Get set up

    Your NovaeMoney.com replicated site, Novae Learn training and marketing tools are ready for you when you join.

  3. Share and earn

    Refer customers to the services you offer and earn personal commissions. PRO and CoBrand also earn on the team you build.

Why people join my team

With an impressive lineup of financial products and services, this is the perfect fit for someone who wants to build in the world of finance with total flexibility in time and pace.

  • It is simple to join. You are your own boss. You get started for yourself, but you are never by yourself.
  • It is simple to promote. You get proven online and offline marketing tools and a clear strategy.
  • Proven track record. Novae has made the Inc. 5000 list of America's fastest growing private companies five years in a row.
  • A culture that supports you. Novae's company culture, generous compensation plan, and opportunities are unparalleled.

Start earning

Earn up to $3,000 or more per referral, depending on the program your customer enrolls in, plus the potential for ongoing residual income as you refer customers and other affiliates.*

  • There are 10 ways to get paid with Novae.
  • Unlock generational overrides up to 10 generations deep.
  • Annual award recognition, including platinum plaques, championship rings, and more.
  • Unlock luxury car bonuses and mortgage payments up to $3,000 per month.*

You can earn a strong income part time, and some individuals get serious about the program and turn it into a full-time career. How far you take it is up to you. *See the income disclosure under the plans below.

Join my team

Choose how you want to start

Maintain at least 5 monthly credit customers and or affiliates, your monthly payment is WAIVED!

Affiliate BASIC

Direct Sales Only

$199 upfront & $49/mo

Refer ALL Novae services ONLY

  • Benefits
  • Member Discounts
  • Financial Education
  • NovaeMoney.com Replicated Site
  • Novae Learn (Training System)
  • Marketing Tools
  • Business Credit Training Videos
  • Commissions
  • Personal Commissions
Start with BASIC
Most popular

Affiliate PRO

Direct Sales and Team Building

$349 upfront & $99/mo

Refer ALL Novae services and refer other Tax Professionals

  • Services included
  • myNovaeCredit Monitoring
  • myNovaeDisputes Manager (A.I.)
  • Benefits
  • Everything in Affiliate BASIC
  • Personal Finance Coaching Library
  • $1 Million in Fraud Insurance
  • Identity Theft Protection
  • Commissions and awards
  • Personal Commissions
  • Team Override Commissions
  • Residual bonuses, Luxury Car/Mortgage payments, Private Stock*
Start with PRO

Novae CoBrand Package

For tax pros adding financial services

$999 + $99/mo

Market YOUR OWN FINTECH BRAND!

  • Services included
  • Everything in Affiliate PRO
  • Benefits
  • Novae Co-Brand financial services website (All Novae services)
  • Put your brand front and center ("Powered by Novae")
  • Domain, hosting, SSL, and 1 email included
  • Delivered in 3-5 business days, no tech work from you
  • Commissions
  • All Affiliate PRO Commissions & Awards*
Start My CoBrand

*Restrictions and qualifications may apply. Income Disclosure: These illustrations are only for educational purposes and are not intended to serve as a guarantee of income. The average participant in this business earned $1,408 in 2023. Some earn less while some earn more. Because there will even be those who dedicate a significant amount of time, effort, and personal funds and none the less fail to achieve a meaningful level of success, Novae results naturally vary.

Before you decide

Common questions

Do I need experience in finance?

No. Every plan includes Novae Learn, the online training system, plus marketing tools, so you learn as you go. You get started for yourself, but you are never by yourself.

Which plan should I choose?

BASIC if you only want to refer Novae services. PRO if you also want the credit services for yourself and want to build a team that earns you overrides. The CoBrand Package if you are a tax pro who wants your own branded financial services website.

What does it cost each month?

After the one-time start-up fee, BASIC is $49 a month, and PRO and the CoBrand Package are $99 a month. Keep at least 5 monthly credit customers and or affiliates and your monthly payment is waived.

Can I do this part time?

Yes. You set your own time and pace. Some people start part time and later turn it into a full-time career. How far you take it is up to you.

What if I am not ready to join yet?

Start with the free guide above, or book time with me and we will talk it through.

Not sure which plan fits? Let's talk.

Book time with me to see how the opportunity works and which plan fits your goals. There is no pressure, just a straight conversation about what is possible.