
Start a Business
Comprehensive and hassle-free business entity formation services for all types of businesses - pay only state fees.
- an Inc 5000 Fastest Growing Company 5 years in a row!The opportunity is now yours
Help people fix their credit, fund their businesses and get out of debt, and get paid for it. Build with an Inc. 5000 fastest growing company, with training and support from day one.
Recognized nationwide

Forbes

Inc. 5000

Yahoo! Finance

Black Enterprise

Every day in the business is exciting, you never know who or how you will be able to help someone. The training is amazing, and even if you start as a consultant you can grow your business over time to a co-brand.

50 shocking stats that expose the fintech boom and how you can take advantage of it!
What you would offer
These are highlights, not the whole catalogue. Novae helps consumers and businesses in several ways, and the ecosystem behind these is yours to represent from the day you launch, with the marketing tools and the support to match.
Consumers and businessesOne platformYours from day one

Comprehensive and hassle-free business entity formation services for all types of businesses - pay only state fees.

ESTABLISH and BUILD business credit so you can qualify for business funding in your business’ name, separate from your personal credit!

StartUp, LOC, Equipment Financing, Cash Advance, Invoice Factoring, and more - funding options for businesses in all 50 states nationwide.

myNovaeDisputes’ Artificial Intelligence knows which accounts are hurting your credit and helps you create powerful disputes to remove them.

We’ve brought many of the best loan providers to one place to help you quickly and easily secure the funds you need.

If you have more than $10,000 in unsecured debt, you can be debt-free in 20-48 months. Reduce your monthly debt payment by up to 50%.
Real reviews
Vanessa Brooks has always offered great service in a professional manner whenever I was in need! I would recommend her to those who need her assistance at any time!
Dana Weston Yates1 month ago
I have worked with Brittany Dunbar over the past two months and this has been an amazing experience. She makes you feel comfortable, she has a very personable approach. She explains the process and follows through. My credit score has improved 22 points in the short time I have worked with her. I’m grateful that I crossed paths and look forward to continued work with Brittany.
Tashuna Hunt2 months ago
Brittany Dunbar is a Force!!! Knowledgeable, consistent, and honest about the process. Highly recommend the services!
Chiquita Cline2 months ago
Vanessa Brooks made sure I had the best plan rates and she explained and broke everything down to me
LaDonna Mosby2 months ago
Vanessa Brooks was absolutely amazing! She took the time to patiently walk me through my options and helped me understand a clear path to getting out of debt. She was very professional, kind, and knowledgeable. I truly appreciate her support and would highly recommend her to anyone needing financial guidance.
Edaya Allison2 months ago
I was helped by Brittany Dunbar she was amazing..!!!!
Scoota J2 months ago
Yes, I would like to thank Vanessa Brooks for the information on credit building. It brought my score up in a matter of a few months. Her information helped me a lot. She did not even charge me anybody that needs some help on a credit building or more information on what to do you need to contact Vanessa Brooks. She is very knowledgeable.
dannie stewart2 months ago
Listen, if you’re serious about fixing your credit, go to Vinnecia Totty (“CEO TOTTY”) and stop playing. She knows exactly what she’s doing.
I came in not knowing what to expect, and she broke everything down step-by-step, handled business, and got results. My credit has already improved, and I finally feel like I’m moving in the right direction financially.
She’s professional, efficient, and about results. If you’re tired of being stuck, this is who you need to work with.
Keyona Jackson2 months ago
I’m really glad I chose to work with Vinnecia Totty (“CEO TOTTY”). She didn’t just work on my credit. She actually helped me understand what was going on and how to move smarter financially.
She’s very detailed, patient, and makes sure you know exactly what steps are being taken. I’ve already started seeing improvements, and I feel way more confident about my credit than I did before.
If you’re looking for someone who knows what they’re doing and will guide you the right way, I definitely recommend Vinnecia Totty (“CEO TOTTY”).
Edward Bell2 months ago
Very professional easy to work with hands-on with clients great service Thank Brittany Dunbar
Demetri Dunbar2 months ago
Lola Washington helped me get started with building my business credit, and within a short time I was able to qualify for funding. She knows exactly what she’s doing and walks you through every step. 10/10 service.
Katelyn Oliphant2 months ago
I came to Lolita Washington needing help fixing my credit and she delivered! Through Novae’s credit solutions, I’ve seen results faster than I expected. She’s patient, informative, and really wants you to win.
Donya’ Massey2 months ago
Have spoken with Joyce Tyson and she is very personable and sincere in helping others. I would definitely recommend her.
Kristina Smith2 months ago
Very informative information.
Jalma Latham2 months ago
Great presentation. Very informative and helpful. Thanks Vanessa!
Jason Corbitt2 months ago
Great experience working with Vanessa Brooks. She is very dedicated, understanding and helpful to her craft. Looking forward to each talk with her.
Joshua Phillips2 months ago
I want to give a shout out to Brittany Dunbar. Thanks for being so patient with me! I’m so excited that I started my credit repair journey with you, and I’m also excited to see the final results!
Keyanna Coleman2 months ago
Vanessa Brooks has always made my experience painless.the experience was painless because it was not straight to business she ensured there was a rapport built. She is extremely knowledgeable and makes sure everything is understood
Arielle Phillips2 months ago
How it works
Choose BASIC, PRO or the CoBrand Package below. Each one is a one-time start-up fee plus a monthly membership.
Your NovaeMoney.com replicated site, Novae Learn training and marketing tools are ready for you when you join.
Refer customers to the services you offer and earn personal commissions. PRO and CoBrand also earn on the team you build.
With an impressive lineup of financial products and services, this is the perfect fit for someone who wants to build in the world of finance with total flexibility in time and pace.
Earn up to $3,000 or more per referral, depending on the program your customer enrolls in, plus the potential for ongoing residual income as you refer customers and other affiliates.*
You can earn a strong income part time, and some individuals get serious about the program and turn it into a full-time career. How far you take it is up to you. *See the income disclosure under the plans below.
Join my team
Maintain at least 5 monthly credit customers and or affiliates, your monthly payment is WAIVED!
Direct Sales Only
$199 upfront & $49/mo
Refer ALL Novae services ONLY
Direct Sales and Team Building
$349 upfront & $99/mo
Refer ALL Novae services and refer other Tax Professionals
For tax pros adding financial services
$999 + $99/mo
Market YOUR OWN FINTECH BRAND!
*Restrictions and qualifications may apply. Income Disclosure: These illustrations are only for educational purposes and are not intended to serve as a guarantee of income. The average participant in this business earned $1,408 in 2023. Some earn less while some earn more. Because there will even be those who dedicate a significant amount of time, effort, and personal funds and none the less fail to achieve a meaningful level of success, Novae results naturally vary.
Before you decide
No. Every plan includes Novae Learn, the online training system, plus marketing tools, so you learn as you go. You get started for yourself, but you are never by yourself.
BASIC if you only want to refer Novae services. PRO if you also want the credit services for yourself and want to build a team that earns you overrides. The CoBrand Package if you are a tax pro who wants your own branded financial services website.
After the one-time start-up fee, BASIC is $49 a month, and PRO and the CoBrand Package are $99 a month. Keep at least 5 monthly credit customers and or affiliates and your monthly payment is waived.
Yes. You set your own time and pace. Some people start part time and later turn it into a full-time career. How far you take it is up to you.
Start with the free guide above, or book time with me and we will talk it through.
Book time with me to see how the opportunity works and which plan fits your goals. There is no pressure, just a straight conversation about what is possible.